Q d h a n
X
Why Choose us

We are the best in Market

Trusted Loan Partner

Thousands of customers rely on us for transparent, reliable, and secure loan solutions.

Tailored Loan Plans

From education to home, car, and business loans we offer customized plans for every need.

24/7 Support

Our dedicated team is always available to assist you at every stage of your loan journey.

0+
Expert Team Members
0CR+
Total Finance Amount Manage
0+
Loan Completed
0%
Customer Satisfaction
Features

The Specialists in the sector

  • 1. Quick & Hassle-Free Approvals

    Get your loan sanctioned in record time with minimal paperwork and a fully digital process that saves you effort and time.

  • 2. Flexible Repayment Options

    Choose from a variety of repayment tenures and EMI plans tailored to your budget, ensuring stress-free loan management.

  • 3. Competitive Interest Rates

    We offer some of the most attractive and affordable interest rates in the market, making your borrowing cost-effective.

Financial Solutions
Testimonials

Love from Clients

Happy Clients
General FAQ

Frequently Asked Questions

  • 1. Who can apply for an education loan?

    Any student who has secured admission in a recognized course in abroad can apply. Parents or guardians usually become co-applicants.

  • 2. What expenses are covered under an education loan?

    Tuition fees, exam fees, hostel charges, books, equipment, travel expenses (for abroad studies), and other necessary study-related expenses.

  • 3. How much loan amount can I get?

    For studies abroad: Usually up to ₹10– 75 Lakhs (Varies from bank to bank and depends on your course and institution.)

  • 4. Do I need collateral security for the loan?

    Usually don’t require collateral (only parent/guardian co-obligation).

  • 5. What is the interest rate on education loans?

    Rates vary by bank, usually 9%–14% per annum. Some banks offer lower rates for premier institutions or female applicants.

  • 6. When do I have to start repaying the loan?

    Repayment starts 6–12 months after course completion or once the student gets a job (whichever is earlier). This is called the moratorium period. Moratorium period vary by bank.

  • 7. What is the repayment tenure of an education loan?

    Typically 5 to 15 years, depending on the bank and loan amount.

  • 8. Can I get a tax benefit on education loan?

    Yes ✅ Under Section 80E of the Income Tax Act, the interest paid on education loans is tax-deductible for up to 8 years.

  • 9. Is a co-applicant required?

    Yes, usually a parent/guardian/spouse must be a co-applicant for the loan.

  • 10. Can I prepay my education loan?

    Yes, most banks allow prepayment without penalty after a minimum lock-in period (check bank’s terms).