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Service Overview

Upgrade your business with our machinery loan solutions for all types of equipment. We partner closely with our clients to provide the best financial solutions that meet their specific needs and requirements.

Our experienced team of financial experts ensures that you get the most competitive rates and flexible terms that work best for your financial situation.

Key Benefits

Choose our Machinery Loan service and enjoy the following benefits:

  • Financing for all types of machinery
  • Flexible repayment terms
  • Quick approval process
  • Competitive interest rates
  • Expert guidance for equipment selection
Why Choose OUR Machinery Loan

Upgrade Your Business Efficiently

Our machinery loans provide financing for all types of equipment with quick approval and flexible repayment options to support business growth.

Customized Financing

Tailored loans for your specific machinery needs.

Quick Processing

Fast approval so you can upgrade your business quickly.

Expert Guidance

Assistance in choosing the right equipment.

Competitive Rates

Affordable interest to manage costs effectively.

Application Process

How to Apply

Step 1: Check Your Loan Eligibility

Use our free tool to verify your eligibility and receive conditional loan offers.

Step 2: Talk To Our Loan Experts

Connect with our dedicated loan counselor for a better understanding of the process.

Step 3: Upload Documents and Fill Out the Form

Submit your documents or complete the necessary forms for bank verification and evaluation.

Step 4: Negotiate For Your Best Loan Offer

Qdhan expert's negotiate to secure the most competitive interest rates and the highest possible loan amount for you.

Step 5: Get Loan Approval and Disbursement

Receive your final approval and sanction letter, ensuring prompt fund disbursement from the lender

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General FAQ

Frequently Asked Questions

  • 1. Who can apply for an education loan?

    Any student who has secured admission in a recognized course in abroad can apply. Parents or guardians usually become co-applicants.

  • 2. What expenses are covered under an education loan?

    Tuition fees, exam fees, hostel charges, books, equipment, travel expenses (for abroad studies), and other necessary study-related expenses.

  • 3. How much loan amount can I get?

    For studies abroad: Usually up to ₹10– 75 Lakhs (Varies from bank to bank and depends on your course and institution.)

  • 4. Do I need collateral security for the loan?

    Usually don’t require collateral (only parent/guardian co-obligation).

  • 5. What is the interest rate on education loans?

    Rates vary by bank, usually 9%–14% per annum. Some banks offer lower rates for premier institutions or female applicants.

  • 6. When do I have to start repaying the loan?

    Repayment starts 6–12 months after course completion or once the student gets a job (whichever is earlier). This is called the moratorium period. Moratorium period vary by bank.

  • 7. What is the repayment tenure of an education loan?

    Typically 5 to 15 years, depending on the bank and loan amount.

  • 8. Can I get a tax benefit on education loan?

    Yes ✅ Under Section 80E of the Income Tax Act, the interest paid on education loans is tax-deductible for up to 8 years.

  • 9. Is a co-applicant required?

    Yes, usually a parent/guardian/spouse must be a co-applicant for the loan.

  • 10. Can I prepay my education loan?

    Yes, most banks allow prepayment without penalty after a minimum lock-in period (check bank’s terms).