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Service Overview

Make your dream home a reality with our home loan solutions tailored to your needs. We partner closely with our clients to provide the best financial solutions that meet their specific needs and requirements.

Our experienced team of financial experts ensures that you get the most competitive rates and flexible terms that work best for your financial situation.

Key Benefits

Choose our Home Loan service and enjoy the following benefits:

  • Competitive interest rates
  • Flexible tenure options
  • Quick processing and approval
  • Minimal documentation
  • Pre-approved home loans available
Why Choose OUR Home Loan

Make Your Dream Home a Reality

Our home loan solutions help you buy your dream home with minimal hassle. Competitive interest rates, flexible tenure, and fast approvals ensure a smooth journey.

Hassle-Free Approval

Fast approvals with minimal paperwork.

Flexible Repayment

Repayment plans that fit your budget.

Pre-Approved Options

Quick home purchase with pre-approved loans.

Expert Assistance

Guidance at every step for a smooth experience.

Application Process

How to Apply

Step 1: Check Your Loan Eligibility

Use our free tool to verify your eligibility and receive conditional loan offers.

Step 2: Talk To Our Loan Experts

Connect with our dedicated loan counselor for a better understanding of the process.

Step 3: Upload Documents and Fill Out the Form

Submit your documents or complete the necessary forms for bank verification and evaluation.

Step 4: Negotiate For Your Best Loan Offer

Qdhan expert's negotiate to secure the most competitive interest rates and the highest possible loan amount for you.

Step 5: Get Loan Approval and Disbursement

Receive your final approval and sanction letter, ensuring prompt fund disbursement from the lender

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General FAQ

Frequently Asked Questions

  • 1. Who can apply for an education loan?

    Any student who has secured admission in a recognized course in abroad can apply. Parents or guardians usually become co-applicants.

  • 2. What expenses are covered under an education loan?

    Tuition fees, exam fees, hostel charges, books, equipment, travel expenses (for abroad studies), and other necessary study-related expenses.

  • 3. How much loan amount can I get?

    For studies abroad: Usually up to ₹10– 75 Lakhs (Varies from bank to bank and depends on your course and institution.)

  • 4. Do I need collateral security for the loan?

    Usually don’t require collateral (only parent/guardian co-obligation).

  • 5. What is the interest rate on education loans?

    Rates vary by bank, usually 9%–14% per annum. Some banks offer lower rates for premier institutions or female applicants.

  • 6. When do I have to start repaying the loan?

    Repayment starts 6–12 months after course completion or once the student gets a job (whichever is earlier). This is called the moratorium period. Moratorium period vary by bank.

  • 7. What is the repayment tenure of an education loan?

    Typically 5 to 15 years, depending on the bank and loan amount.

  • 8. Can I get a tax benefit on education loan?

    Yes ✅ Under Section 80E of the Income Tax Act, the interest paid on education loans is tax-deductible for up to 8 years.

  • 9. Is a co-applicant required?

    Yes, usually a parent/guardian/spouse must be a co-applicant for the loan.

  • 10. Can I prepay my education loan?

    Yes, most banks allow prepayment without penalty after a minimum lock-in period (check bank’s terms).