Any student who has secured admission in a recognized course in abroad can apply. Parents or guardians usually become co-applicants.
Fund your education dreams with our competitive education loan rates and flexible repayment options.
Fund your education dreams with our competitive education loan rates and flexible repayment options. We partner closely with our clients to provide the best financial solutions that meet their specific needs and requirements.
Our experienced team of financial experts ensures that you get the most competitive rates and flexible terms that work best for your financial situation.
Choose our Education Loan service and enjoy the following benefits:
We provide flexible education loans for students planning to study abroad. Competitive rates, quick approvals, and minimal paperwork make your dream education hassle-free.
Our team guides you at every step of the loan process.
Tailored repayment options to suit your needs.
Loans available for studying in top international universities.
No hidden charges or delays.
Use our free tool to verify your eligibility and receive conditional loan offers.
Connect with our dedicated loan counselor for a better understanding of the process.
Submit your documents or complete the necessary forms for bank verification and evaluation.
Qdhan expert's negotiate to secure the most competitive interest rates and the highest possible loan amount for you.
Receive your final approval and sanction letter, ensuring prompt fund disbursement from the lender
Any student who has secured admission in a recognized course in abroad can apply. Parents or guardians usually become co-applicants.
Tuition fees, exam fees, hostel charges, books, equipment, travel expenses (for abroad studies), and other necessary study-related expenses.
For studies abroad: Usually up to ₹10– 75 Lakhs (Varies from bank to bank and depends on your course and institution.)
Usually don’t require collateral (only parent/guardian co-obligation).
Rates vary by bank, usually 9%–14% per annum. Some banks offer lower rates for premier institutions or female applicants.
Repayment starts 6–12 months after course completion or once the student gets a job (whichever is earlier). This is called the moratorium period. Moratorium period vary by bank.
Typically 5 to 15 years, depending on the bank and loan amount.
Yes ✅ Under Section 80E of the Income Tax Act, the interest paid on education loans is tax-deductible for up to 8 years.
Yes, usually a parent/guardian/spouse must be a co-applicant for the loan.
Yes, most banks allow prepayment without penalty after a minimum lock-in period (check bank’s terms).
